15 Teeny-Tiny Homes That Need No Home Insurance

Did you ever build a tree house when you were a kid? Let’s be practical, although you wouldn’t need home insurance for it, you would need a little more space. But what if I told you that there are actually homes out there that are smaller than most people’s living rooms? This collection of teeny homes are quickly becoming a new trend. Which one of these tiny houses would you like to call home?

The Matchbox House

When we think of small, we think ‘matchbox-size’, but we definitely don’t imagine this! Jay Austin, who is a photographer and lifestyle artist built this self-sustaining home in Washington D.C. Not only can he say goodbye to home insurance, his 140-square-foot home is carbon neutral and off-grid.

The Insta-Bunkie House

This one kind of looks like a transparent hotel house from Monopoly, but it is far from it. For starters the designer who made this piece of art wanted to maximize the small space it offers. To ensure this, the one-room cabin has a queen-sized bed built into the wall, as well as a dining table and chairs that can fold up easily. Once everything is packed up, imagine what you could do with the space.

The Victorian Cottage House

A woman with a love for Victorian-style architecture and design put together this gorgeous cottage. It doesn’t have a bathroom or a kitchen, but what it does offer is a getaway for an adventure in the backyard. In the case of a storm, she can easily close up the windows, although surely her home insurance would cover any weather damage.

The Sleeping Pod House

How about taking your next camping trip to the next level? Near a national park in California lies the future of camping in the great outdoors. These small pods surround a campfire, sit only meters away from a communal kitchen and restrooms and come with all the trimmings. Since you’ll be in nature, you could lock your doors as you cuddle up in your comfy bed.

The Seelenkiste House

Imagine if parents, instead of sending their kid to their room, sent them to this “spirit hut”? 3 students in Germany designed this meditation house to offer students time alone to meditate and relax. It’s a genius idea, isn’t it?

The Tiny House

A couple in Canada were fed up with their home insurance, so they took matters into their own hands. They built a trailer home that doesn’t resemble your average trailer home. Their idea was somewhat radical and unexpected, but it has been three years and they’re still rocking their tiny dwelling spot.

The School Bus House

A young architecture student wanted his next project to be something life-like, something real, and not something made out of board. His idea was to buy an old school bus off Craigslist and revamp it, eventually converting it into a mobile home equipped with a kitchen, bathroom, bed and even a living room area. What does he need more – home insurance or car insurance?

The Billboard House

This genius idea to provide housing for the poor is still in the works in Slovakia. The plan is to give homeless people homes in billboards, and each unit will have two rooms, a kitchen, storage space and a bathroom. Let’s just hope that this project is a success and that it spreads worldwide.

The Small House

There is a very slight chance that you haven’t seen something quite like this. In 1912 this “in-between” house came to life after a builder decided to squeeze another house into the space between two existing homes. Believe it or not, the builder and his wife lived in the house for 20 years and had everything they needed, including a back yard.

The Smart Home House

If you think smartphones are the future then just wait until you see this! Tiny Heirloom put together this portable home that comes with hand-free lighting, voice-activated door locks, automated thermostats, auto-leveling jacks, tank level indication, propane level readings and a Bluetooth surround system.

The Keret House

Even though this house looks like it fell between two building, that isn’t what really happened. This house in Warsaw, Poland sits between two different buildings, each of which comes from a different historical time period. The widest part of the home is only 122 cm (48 inch) and the narrowest part is 72 cm (28 inch)!

The Balancing House

This balancing house is not a new structure in Serbia but rather it is 57 years old. The group responsible for this interesting house actually was a bunch of swimmers who wanted a more comfortable place to rest on the rock. It took them about a year to actually complete the one-room house, and now look at it.

The A Frame House

Yes, this cabin is actually an ‘A’ shape and it looks awesome! The creator of this piece of work was an architect who wanted to try his hand at creating a small vacation cabin. A close friend of his helped him come up with the idea.

The Cabin In The Woods House

Finland is the place to build your own cabin in the woods, and here’s why. You don’t need a permit if the cabin is smaller than 96 – 128 square feet. Despite this, you will still need home insurance even for this small size. In 2010, a climber and nature enthusiast decided that he wanted to make himself a home in the Finnish woods and this was the beautiful result.

The Home Insurance-Free House

It goes by the name of The HC1, and no, this isn’t the name of a character on Star Wars, this is a tiny portable home. Personally I’m not too fond of the color choice of the cabin, but aside from that, this portable camper is a winner. Not only can you cook and clean in it, but you also have access to electricity.